Stop thinking of excuses for why you can’t reach your dream and figure out goals that will help you do it. I personally love working, but I want to a balance of work and life. If I don’t want to work for a few weeks or months, I want to be able to do that. Self-employment could be the answer to that dream. Not always though! If you have been there done that and are still doing it you know how much hustle it takes.
The bigger question surrounding this fantasy is how to create enough wealth to reach it. Building wealth requires a number of items to be fulfilled. You need to be out of debt, have an income, and some kind of investment opportunity. You can’t build wealth with just a savings account.